House Insurance is a type of insurance that protects homeowners from financial losses caused by damage to their property or its contents. It typically covers the structure of the house, as well as personal belongings, and additional living expenses if the home is uninhabitable.
House insurance is important because it can help homeowners recover from unexpected events such as fires, storms, or theft. It can also provide peace of mind knowing that they are financially protected in the event of a covered loss. Historically, house insurance has evolved to meet the changing needs of homeowners, with new types of coverage and endorsements being added over time.